Portfolio Management
Wealth Management
Lifestyle Management
 

Caring for children as well as portfolios

The effect of substantial wealth on children is of great concern to most parents. As such, we take this aspect of family wealth consulting very seriously. We affectionately call this effect “Affluenza.” Quintessence Group is set up to answer the many questions parents have regarding substantial wealth and how it can affect their children. We also have programs in place to educate youth of the responsibilities, as well as great joys, wealth brings. In addition, we counsel young adults on educational choices, business opportunities, financial planning, prenuptial agreements and any other matters important to them – and to you.
• Helpful Web Sites for Teaching Children about Money
Connect for Kids
www.connectforkids.org

Connect for Kids helps adults make their communities better places for everyone. This site offers a place on the Internet for adults who want to become more active citizens, from volunteering to voting, with children in mind.
Investing for Kids
www.thinkquest.org

This site is designed by kids for kids. It examines stocks, bonds, mutual funds and all things financial. It teaches the principles of saving and investing.
Share Builder
www.sharebuilder.com

A low-cost means to encourage children to invest. Fractional shares of stocks by minimal dollar amounts. A helpful FAQ section gives guidance on how to manage your account.
The Young Investor ­ 5-15 year olds
www.younginvestor.com

This site focuses on investments, but offers unique features, including a survey for kids that allows them to benchmark themselves against other kids on money issues like allowance amount, spending, college plans and knowledge of financial products.
The Stock Market Game ­ Grades 4-12, and post-secondary
www.smg2000.org

This 10-week-long online simulation game allows kids to invest $100,000, while learning about economics, risk and reward, and the American financial system. This one has all of the educational benefits and none of the real-world risks!
Jumpstart Coalition
www.jumpstart.org

Jumpstart Coalition provides an overview of how to proceed with a child's financial education. There are approximately 60 links to other financial sites that you can explore.
Escape from Knab
www.escapefromknab.com

Kids learn how to live on a budget on the imaginary planet of Knab.
KidsBank.Com
www.kidsbank.com

KidsBank.Com is a learning web site to help children explore the fundamentals of banking. The basics of private banking services are described, including how savings, interest, checking and other banking functions work.
KidStock.Com
www.kidstock.com

This site is designed to teach kids and parents about wealth management. They can learn about savings accounts, stocks, dividend reinvestment programs, bonds, mutual funds and other ways to invest your money. Kids can also learn how to buy stocks and bonds and, with the help of parents, which types of accounts they should open.
Orangekids ­ Grades 4-8
www.orangekids.com

Throughout your stay on Planet Orange, you will be able to tackle wealth management topics. Using an interactive map and the help of our tour guides, Amy and Cedric, you will soon be on your way to Moneyland, South Spending, the Republic of Savings and Investor Islands.
Moneyopolis ­ Grades 6-8
www.moneyopolis.com

Moneyopolis is an interactive game where kids are encouraged to start thinking about finances, while learning about the importance of community volunteer work. The game incorporates a "virtual city" in which children move through various financial planning centers, managing money and working toward defined goals.
National Endowment for Financial Education
www.ntrbonline.org

Site geared toward teens helps them learn about responsible financial behavior. It includes games and articles on money matters.
Sense and Dollars ­ Middle school & high school
http://senseanddollars.thinkport.org

This site is designed to give middle school and high school kids a place to practice many effective ways of earning, spending, saving and investing money in a safe, interactive environment. They can explore budgets, credit cards and interest rates ­ among tons of other concepts surrounding economics and personal finance ­ using the best educational resources on the Internet. They can then apply that background to engage in real-life money scenarios young people face ­ planning for a dream prom, handling a family checkbook for a month and seeing how credit cards can impact the actual price you pay for items. Kids will balance needs and wants with the reality of income to make informed financial decisions.
Share Builder
www.sharebuilder.com

Because you can purchase fractional shares of stocks with minimal dollar amounts, this is a perfect way to teach children to invest.
Tips for Kids
www.tipsforkids.com

This site includes a comprehensive, downloadable 168-page study guide curriculum that covers everything from the history of money to investing.
Young Americans Education Foundation
www.yacenter.org

This web site features a bank for young people, as well as unique, hands-on lessons in free enterprise that introduce young people to the basic principles of wealth management.
 
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